AUXFAM is organized to deliver solutions in response to the high demand in the field of Migration, and Migrant workers.

We have a total set of systems to be used by families based on new technology, we have 5 fields of operation:
1 Money transfer
2 Communication
3 Education
4 Search for jobs and positions
5 Legal support

To make things easier and better we support everything from auxfam in the Netherlands.
There are several sets of products. Some products are for free to use some will need a small donation or contribution.

To answer the request from migrants we have developed several products like:

- A system for low cost money transfer;
- Communication tools based on new technology
- System for lending as well as savings products;
- High demand for investment possibilities and especially housing projects by Diaspora, for returning to their home country at a later age;
- Rural banking products and services
- Development of rural banking organizations
- Reorganization and re-vitalization of existing loss making banks in developing countries
- Legal and contractual support
- Computer based training
- Career development and Job search
- International training, scholarships and practice

AUXFAM has developed and acquired these products that have been implemented over the last years.

Over the past two years we spent much time studying ways to improve not only the system of money transfer, but also the overall organizational performance in order to improve the efficiency and effectiveness of the process, that is why we believe that payment- and communication service should be united.

The UMVA systems are developed for money transfer and communication as an answer to the requests as discovered by AUXFAM.

Auxfam is sponsored by several companies and individuals like:
- SMARAGD from the Netherlands
- SUN Microsystems
- Heesbeen Consultancy
- UMVA the payment solution

The UMVA payment system is developed for members of AUXFAM. The system is based on the UMVA transfer system. With this system AUXFAM will make it possible to transfer the funds between families and relatives. The cost of transfer is in most cases only the cost of membership.

Members of AUXFAM will have the possibility to use a variety of communication tools. For example Speak-Up, Skype, etc. In case payment is needed to for the communication the payment can be made by using PAYFAM the transfer system of UMVA.
We support the use of Speak-Up and have developed a partnership with Speak-Up that will have enormous benefits for the Diaspora and the people from Rwanda.

In general we offer people to have a fixed line nr. of the country they want to connect to. For travellers or workers why not taking your home fixed line nr. with you when you travel ?

Are you interested in taking your fixed line nr. with you when you travel, so that friends can call you at local cost, and you are able to connect at local (Dutch) cost.

Is your family or company facing all these large costs for roaming, connecting, transferring phones, just take your nr. with you and stay connected at low cost.

To improve the standard of living, to fight against poverty and to close cultural gaps training is essential.
To support the members of AUXFAM in training we will make it possible to use a variety of training tools. For example AUXEL. In case payment is needed to for the training the payment can be made by using the transfer system UMVA.

AUXFAM has developed, delivers and market a completely integrated, end to-end e-Learning Solution. This solution is currently known as AUXEL -> AUXfam ELearning.
AUXEL addresses the knowledge transfers in full extend, will bring flexibility in extension to the classroom trainings, and will support an extensive offering in Certification.
AUXEL covers the following processes:
- AUXEL-Learning: Knowledge transfer by various means using internet technology
- AUXEL-Test: On-Line Testing and support for self testing
- AUXEL-Repeat: Repetitive training support and awareness
- AUXEL-Communication: Communication and chat
- AUXEL-Scan and Advise
- AUXEL-Credits: Training credits system
- AUXEL-Content: Content management
- AUXEL-Report: BI and management reporting

We support the members with career development an search for jobs. We have several partnerships with head hunters.

AUXFAM legal support.

Migrants want to support their families and friends in the country of origin. The families in the country of origin wants to develop themselves in various ways, education, housing and work are a few examples. The relationship between migrants and families at home is build on many years of trust and therefore an excellent basis for a family loan system. The Auxfam Family loan system is based on the two sides of a loan, the loan giver wants a good reward for his money, this is now based on a very low percentage in the developed counties, in average 3-4%. The loan taker wants to pay as little as possible to reduce the cost, the cost of interest in developing countries are between 20% and 40% this is related to the calculation of the risk of the banks for being able to retrieve the funds that they have given as a loan. If we can organize a loan market place between families, so that the risk element is reduced the cost of the loan could go down. If the families or friends agree between themselves on a percentage of 10% this would bring a large benefit to both sides. The Migrants can now support their families for creating a business, building a house or get a loan to finish a study.